Photography And Half-Thoughts By Mitchell Hegman

...because some of it is pretty and some of it is not.

Tuesday, November 27, 2012

The Fiscal Cliff Explained (Almost)


You probably will not have a particularly thrilling ride if you attempt to leap off the fiscal cliff while strapped into your red white and blue hang-glider.   I have recently discovered that we are not talking about that kind of cliff.  Apparently, this cliff has more to do with math and money than altitude and thrill-seeking.

And, no, the cliff is not made of money.
After talking with some folks, I quickly realized that I was not alone in my misconception about the nature of the fiscal cliff.   This cliff will likely leave only accountants and tax specialists gasping for air.  Much of the confusion likely arises from the mere fact that Congress is involved in this matter.  Congress, along with being a fairly constant source of confusion, has been steadily proving over the course of several generations that it is not adept in dealing with either math or money.  This cliff is all about math, spending, taxes, and Congress.
Here is the deal.  The fiscal cliff is actually a rather lurid description of a combination of broadly forced spending cuts and sun-setting tax breaks—all coming by default (please read as inaction by Congress) quite abruptly on the last day of December this year.  The “cliff” is what the economy may plunge from should everyone’s taxes suddenly rise and the money funding virtually all programs suddenly retract or vanish all at once.  Some economists and business-types believe the aforementioned combination will crash an already lumbering economy.
During the last session of Congress, the members of that body put-off a bunch of difficult decisions related to taxes, spending, and debt and then plunked a temporary fix on the doorstep of 2013.  That is the fiscal cliff.
The hope now is that the House, the Senate, and the President can all gather and fashion a fix for this before the end of this year.
Tennis, anyone?
--Mitchell Hegman

 

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